Tools for South Florida Homeowners

The Cost Estimator

The cost estimator is the centerpiece tool. You enter your South Florida address and the system does five things at once:

1. Autocomplete against 2.1 million tri-county parcels — your home pops up after a few characters
2. Property record — year built, square footage, owner-occupied, last sale price
3. Permit history — every roof, window, electrical, plumbing, or addition permit on file
4. Project picker — choose roof, impact windows, or both
5. Material picker — shingle, tile, metal, or flat — with the local cost range for each

The estimate you see at the end isn't a national average. It's calculated from real signed-contract values pulled from permits in your zip code, weighted by your home's actual size from the property appraiser.

Permit Lookup

South Florida building permits are public record by Florida law (FS 119). Our permit lookup surfaces them in one search instead of forcing you to hunt across 30+ municipal portals.

For each permit on a property, we show:

• Permit number and issuing jurisdiction
• Issue date
• Permit type (roof, window, electrical, etc.) and full description
• Contractor of record (name and license number)
• Estimated value
• Status (open, closed, expired)

Roof Age Checker

Roof age drives insurance underwriting in Florida more than any other single factor. Our roof age checker finds the most recent roof permit on your property and estimates remaining lifespan based on the installed material.

If you're close to the carrier non-renewal threshold (15-20 years for shingle, 25 years for the underlayment under tile), getting ahead of the replacement protects both your home and your insurance status.

Home Protection Score

Our home protection score is a 0-100 rating built from four inputs we can actually verify: the building code era your home was permitted under, roof age, opening protection (impact glass or shutters), and open county code violations.

Roof age and opening protection come from your permit history where we have it. Where we don't, we date the roof to the house and say so on your property card — including how many points the assumption cost and what you'd score without it. A missing permit is never treated as proof that work was skipped.

The score is a read of your home's hurricane protection, not a prediction about your insurance. Carriers weigh their own underwriting, your claims history and their exposure in your ZIP, none of which is public record. A low score is a good reason to get a wind-mitigation inspection; it is not a forecast of a non-renewal letter. Full scoring breakdown.

Data sources

Every number on every tool is derived from public, verifiable records. We don't hand-tune estimates and we don't use national averages. The full provenance is documented on our methodology page:

• 2,146,903 tri-county parcels from the Miami-Dade, Broward, and Palm Beach property appraisers
• 3M+ building permits scraped from 30+ municipal and county permit portals
• Material price scales calibrated against signed-contract values, updated monthly
• Florida Product Approval database for current wind-rated products

Data last updated: March 2026